{"id":170,"date":"2024-05-29T04:00:00","date_gmt":"2024-05-29T10:00:00","guid":{"rendered":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/?p=170"},"modified":"2024-05-29T11:10:04","modified_gmt":"2024-05-29T17:10:04","slug":"auto-insurance-riders-to-customize-your-coverage","status":"publish","type":"post","link":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/auto-insurance-riders-to-customize-your-coverage\/","title":{"rendered":"Auto Insurance Riders to Customize Your Coverage"},"content":{"rendered":"<p>Like other types of insurance, auto policies offer riders, also called endorsements.&nbsp;Common&nbsp;endorsements include accident forgiveness and roadside assistance coverage. This blog considers the&nbsp;available&nbsp;endorsements available to a Sioux&nbsp;Falls, SD policyholder from Wilcoxon Insurance Inc.&nbsp;<\/p>\n<h2><strong>Riders That Don&#8217;t Sit in Your Vehicle&nbsp;<\/strong><\/h2>\n<p>When we mention insurance riders, we refer to a policy endorsement or scheduled item. These terms mean specific coverage added to a basic policy. It adds a&nbsp;little&nbsp;bit to the monthly premium cost but proves worth it if you ever need it &#8211; whatever it is. Auto insurance riders vary by carrier, but the&nbsp;14 most common endorsements include:&nbsp;<\/p>\n<ul>\n<li>Accident forgiveness, which forgives your first accident incurred while covered by the policy, so your premium doesn&#8217;t increase<\/li>\n<li>New car replacement coverage, which replaces your totaled vehicle with a new car of the same make and model<\/li>\n<li>Rideshare coverage, a type of gap coverage, also referred to as transportation network driver&nbsp;coverage, covers what your personal auto insurance and the rideshare company&#8217;s coverage do&nbsp;not.<\/li>\n<li>Roadside assistance coverage provides emergency assistance when you have a flat tire, the vehicle breaks down, or the battery&nbsp;dies.<\/li>\n<li>Business use, to cover your occasional use of your vehicle for business<\/li>\n<li>Custom equipment, which covers your aftermarket changes to the vehicle<\/li>\n<li>Gap insurance, which covers your auto loan if the vehicle gets totaled before you pay it off<\/li>\n<li>Limited Mexico coverage, which lets you drive your vehicle in Mexico under appropriate insurance conditions<\/li>\n<li>Low-speed vehicle to cover your golf cart under your auto policy<\/li>\n<li>Named driver&nbsp;exclusion lets you exclude an individual in your household from coverage under the auto&nbsp;policy<\/li>\n<li>Named non-owner coverage, which provides the policyholder with coverage even if they don&#8217;t own a vehicle<\/li>\n<li>Snowmobile coverage insures your snowmobile on your auto&nbsp;policy<\/li>\n<li>Trailer\/camper body&nbsp;insures&nbsp;your trailer or small camper on your auto&nbsp;policy<\/li>\n<li>Trip interruption covers your personal or business trip if a breakdown or accident interrupts it, so you don&#8217;t lose money on hotel reservations, airplane tickets, etc.<\/li>\n<\/ul>\n<p>You&#8217;d typically use named driver exclusion if you forbid a family member, for instance, a teen, from driving one of the family vehicles, such as a sports car. Named non-owner coverage provides auto insurance for those who don&#8217;t own a&nbsp;car,&nbsp;but rent one frequently.<\/p>\n<h2><strong>Customize Your Auto Policy<\/strong><\/h2>\n<p>Contact Wilcoxon Insurance Inc. to customize your auto insurance. Why settle for basic auto coverage when you travel in and around Sioux&nbsp;Falls,&nbsp;SD? Get the coverage you need by adding endorsements to your policy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Like other types of insurance, auto policies offer riders, also called endorsements.&nbsp;Common&nbsp;endorsements include accident forgiveness and roadside assistance coverage. This blog considers the&nbsp;available&nbsp;endorsements available to a Sioux&nbsp;Falls, SD policyholder from Wilcoxon Insurance Inc.&nbsp; Riders That Don&#8217;t Sit in Your Vehicle&nbsp; When we mention insurance riders, we refer to a policy endorsement or scheduled item. These [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,7],"class_list":["post-170","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-sioux-falls-sd","tag-wilcoxon-insurance-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.5 - aioseo.com -->\n\t<meta name=\"description\" content=\"Like other types of insurance, auto policies offer riders, also called endorsements. Common endorsements include accident forgiveness and roadside assistance coverage. This blog considers the available endorsements available to a Sioux Falls, SD policyholder from Wilcoxon Insurance Inc. Riders That Don&#039;t Sit in Your Vehicle When we mention insurance riders, we refer to a policy endorsement or scheduled item. These\" \/>\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/auto-insurance-riders-to-customize-your-coverage\/\" \/>\n\t\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 5.0.5\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Wilcoxon Insurance, Inc. -\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Auto Insurance Riders to Customize Your Coverage - Blog | Wilcoxon Insurance, Inc.\" \/>\n\t\t<meta property=\"og:description\" content=\"Like other types of insurance, auto policies offer riders, also called endorsements. Common endorsements include accident forgiveness and roadside assistance coverage. 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