When you’re passionate about your bike, customizing it is part of the journey. Whether it’s a sleek new exhaust, custom paint job, or upgraded handlebars, these additions make your motorcycle feel truly yours. But here’s the big question—are those custom upgrades actually covered under your motorcycle insurance policy? At Wilcoxon Insurance Inc. in Sioux Falls, SD, we get this question a lot, and it’s essential to know the answer before hitting the road.<\/p>\n
Most standard motorcycle insurance policies are designed to cover the bike in its original factory condition. That means if you’ve added custom parts or accessories, they may not be fully protected under your base policy. In the unfortunate event of an accident or theft, you may end up paying out of pocket for those extras if they are not specifically insured.<\/p>\n
The good news is that many insurers offer additional coverage options for custom upgrades. This can include anything from chrome parts to custom seats and even high-end audio systems. Typically, you’ll need to provide documentation of the upgrades and their value, so your insurer can adequately assess the risk and offer the right level of protection.<\/p>\n
Every rider and every bike is different. That’s why it’s essential to talk with an insurance professional who understands the ins and outs of motorcycle customization. At Wilcoxon Insurance Inc., we proudly provide motorcycle insurance solutions in and around the greater Sioux Falls, SD area. We help riders like you ensure that your entire bike, including custom touches, is fully protected.<\/p>\n
Ready to ride with peace of mind? Contact Wilcoxon Insurance Inc. today and let’s make sure your custom upgrades are covered.<\/p>\n","protected":false},"excerpt":{"rendered":"
When you’re passionate about your bike, customizing it is part of the journey. Whether it’s a sleek new exhaust, custom paint job, or upgraded handlebars, these additions make your motorcycle feel truly yours. But here’s the big question—are those custom upgrades actually covered under your motorcycle insurance policy? At Wilcoxon Insurance Inc. in Sioux Falls, […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[16,6,7],"class_list":["post-192","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-motorcycle-insurance","tag-sioux-falls-sd","tag-wilcoxon-insurance-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t