{"id":210,"date":"2026-01-30T12:00:00","date_gmt":"2026-01-30T18:00:00","guid":{"rendered":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/?p=210"},"modified":"2026-01-13T13:34:27","modified_gmt":"2026-01-13T19:34:27","slug":"what-is-the-difference-in-medical-and-liability-auto-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/what-is-the-difference-in-medical-and-liability-auto-insurance-coverage\/","title":{"rendered":"What Is the Difference in Medical and Liability Auto Insurance Coverage?"},"content":{"rendered":"

Auto insurance provides financial protection to you based on various types of threats and risks that could take place. All policies offer specific language about the type of protections they cover and any limitations applicable. Take a look at the difference in medical and liability auto insurance coverage.<\/p>\n

Wilcoxon Insurance, Inc. offers comprehensive solutions to protect your vehicle. If you need auto insurance in Sioux Falls, SD, give us a call to get a quote.<\/p>\n

What Is Medical Payments Insurance?<\/h2>\n

Sometimes called MedPay, medical payments insurance provides coverage for medical injuries suffered in an accident. In situations where a car accident occurs, and you find yourself with serious injuries, the costs can skyrocket. Medical insurance covers you and your passengers for medical losses. That could include all related medical expenses after the accident. This insurance pays first without deductibles in most cases.<\/p>\n

What Is Liability Coverage?<\/h2>\n

Liability coverage provides financial protection to you when you cause injury to another person. For example, if you cause an accident to happen, your liability insurance covers the claims others make against you for their injuries and losses. This type of insurance only applies when you are legally responsible or at fault for the accident. This type of insurance is mandatory in most states and can cover medical bills for other drivers, their passengers, as well as damage to their vehicle.<\/p>\n

Get the Coverage You Need for Your Risks<\/h2>\n

Medical and liability auto insurance are very different, and both have important roles to play in protecting you. At Wilcoxon Insurance Inc., we help you get into a policy that includes all of the types of protection you need. If you need auto insurance in Sioux Falls, SD, set up some time to speak to us about your options.<\/p>\n","protected":false},"excerpt":{"rendered":"

Auto insurance provides financial protection to you based on various types of threats and risks that could take place. All policies offer specific language about the type of protections they cover and any limitations applicable. Take a look at the difference in medical and liability auto insurance coverage. Wilcoxon Insurance, Inc. offers comprehensive solutions to […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[22,10,23,19,7],"class_list":["post-210","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-auto","tag-insurance","tag-sd","tag-sioux-falls","tag-wilcoxon-insurance-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t