{"id":22,"date":"2021-02-25T04:00:00","date_gmt":"2021-02-25T10:00:00","guid":{"rendered":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/?p=22"},"modified":"2023-07-19T09:16:38","modified_gmt":"2023-07-19T15:16:38","slug":"common-renters-insurance-myths-exposed","status":"publish","type":"post","link":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/common-renters-insurance-myths-exposed\/","title":{"rendered":"Common Renters Insurance Myths Exposed"},"content":{"rendered":"<p>Wilcoxon Insurance Inc. serves the Sioux Falls, SD community by offering multiple types of policies. One of our primary goals is to provide excellent customer service to our clients. We take pride in serving the community as an independent agency.<\/p>\n<p><strong>Common Renters Insurance Myths<\/strong><\/p>\n<p>Renters Insurance allows you to protect your assets. The policy covers any damage to your personal items if a fire occurs or some other type of natural disaster. You are also covered if someone steals or vandalizes your property. Liability coverage is also important, as you will be protected if someone gets injured while visiting your property. Here are some common renters insurance myths to avoid while researching coverage.<\/p>\n<p><strong>I Don\u2019t Have Valuable Assets.<\/strong><\/p>\n<p>Perhaps you may feel that you don\u2019t need renters insurance coverage because you don\u2019t have any valuable possessions. This is a mistake. Any item that you own holds some value. That\u2019s why you need coverage. If something were to happen to your items, things could get pricey very quickly without renters insurance.<\/p>\n<p><strong>The Policy Is Restrictive<\/strong><\/p>\n<p>Many people assume that renters insurance only provides adequate coverage for personal items. You have more flexibility than you may realize. For example, you can add temporary living coverage to your policy so that you will be protected while you seek temporary lodging and\u00a0your rental property is being repaired.<\/p>\n<p><strong>I Can Rely On My Landlord\u2019s Policy<\/strong><\/p>\n<p>This is incorrect, as your landlord\u2019s coverage does not protect your personal items if an accident occurs. Your landlord\u2019s policy covers any damages to the building. However, you are responsible for covering your belongings.<\/p>\n<h3><strong>Wilcoxon Insurance Inc. Will Help You Protect Your Assets<\/strong><\/h3>\n<p>Visit our website today to learn more information about renters insurance.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Wilcoxon Insurance Inc. serves the Sioux Falls, SD community by offering multiple types of policies. One of our primary goals is to provide excellent customer service to our clients. We take pride in serving the community as an independent agency. Common Renters Insurance Myths Renters Insurance allows you to protect your assets. The policy covers [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[5],"tags":[6,7],"class_list":["post-22","post","type-post","status-publish","format-standard","hentry","category-renters-insurance","tag-sioux-falls-sd","tag-wilcoxon-insurance-inc"],"_links":{"self":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/22","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=22"}],"version-history":[{"count":2,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions"}],"predecessor-version":[{"id":139,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/22\/revisions\/139"}],"wp:attachment":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=22"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=22"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=22"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}