{"id":28,"date":"2021-05-26T04:00:00","date_gmt":"2021-05-26T10:00:00","guid":{"rendered":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/?p=28"},"modified":"2023-07-19T08:58:01","modified_gmt":"2023-07-19T14:58:01","slug":"how-does-auto-insurance-protect-me","status":"publish","type":"post","link":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/how-does-auto-insurance-protect-me\/","title":{"rendered":"How Does Auto Insurance Protect Me?"},"content":{"rendered":"

If you own a vehicle in Sioux Falls, SD, you understand that auto insurance is mandatory, but do you know how auto insurance protects you? When you purchase auto insurance from Wilcoxon Insurance Inc., here is how it protects you.<\/span><\/p>\n

Liability protection<\/span><\/strong><\/p>\n

Almost all states in the US require drivers to include liability coverage in their auto insurance. And even in those states that don\u2019t need auto insurance, you are still compelled to cover damages and injuries that you cause to other people.<\/span><\/p>\n

When you purchase auto insurance with liability coverage, it covers damage costs, medical expenses, and legal suits for losses and injuries you cause to other persons.\u00a0<\/span><\/p>\n

Assets protection<\/span><\/strong><\/p>\n

Liability covers other people and not you or your vehicle. Including comprehensive and collision coverages in your auto insurance ensures that you get compensation for physical damage to your car when accidents and non-collision perils like fire, theft, vandalism, and hail occur.\u00a0<\/span><\/p>\n

Personal injury protection (PIP)<\/span><\/strong><\/p>\n

PIP is a no-fault coverage that protects you and your passengers when accidents occur. It pays for medical expenses, including hospitalization, X-rays, medications, and surgeries for injuries suffered in a vehicular accident.<\/span><\/p>\n

Besides, this coverage pays for partial loss of income and final expenses for you and your passengers following an auto accident.\u00a0<\/span><\/p>\n

Underinsured\/uninsured motorist protection<\/span><\/strong><\/p>\n

While motor insurance is mandatory in South Dakota, it\u2019s not uncommon to encounter irresponsible motorists who carry no insurance. Unfortunately, uninsured drivers leave many uncovered expenses for accidents they cause.\u00a0<\/span><\/p>\n

However, when you have this coverage, medical costs and property damages you suffer when you collide with a less responsible motorist are well covered. Additionally, this insurance protects you in hit-and-run situations where the other motorist at fault goes unidentified.\u00a0<\/span><\/p>\n

Auto insurance in South Dakota<\/span><\/strong><\/h3>\n

Having seen how auto insurance protects you, it\u2019s time to take the next step and buy auto insurance from Wilcoxon Insurance Inc. Contact us today for a competitive quote.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

If you own a vehicle in Sioux Falls, SD, you understand that auto insurance is mandatory, but do you know how auto insurance protects you? When you purchase auto insurance from Wilcoxon Insurance Inc., here is how it protects you. Liability protection Almost all states in the US require drivers to include liability coverage in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[6,7],"class_list":["post-28","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","tag-sioux-falls-sd","tag-wilcoxon-insurance-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t