{"id":48,"date":"2022-03-31T04:00:00","date_gmt":"2022-03-31T10:00:00","guid":{"rendered":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/?p=48"},"modified":"2023-07-19T08:19:39","modified_gmt":"2023-07-19T14:19:39","slug":"motorcycle-insurance-requirements-in-south-dakota","status":"publish","type":"post","link":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/motorcycle-insurance-requirements-in-south-dakota\/","title":{"rendered":"Motorcycle Insurance Requirements in South Dakota"},"content":{"rendered":"<p style=\"text-align: start;\"><span style=\"color: #000000;\">Under South Dakota penal code SDCL 32-35-113, an owner of a registered motorcycle must maintain financial responsibility via motorcycle insurance, a bond with a surety company, or a certificate of deposit for $50,000 on deposit with the South Dakota Treasurer\u2019s office. Additionally, South Dakota requires that any registered motor vehicle carry the following minimum insurance requirements:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">$25,000 for death or bodily injury to one person<\/span><\/li>\n<li><span style=\"color: #000000;\">$50,000 for death or bodily injury to two or more persons<\/span><\/li>\n<li><span style=\"color: #000000;\">$25,000 for damage or destruction of property<\/span><\/li>\n<\/ul>\n<p style=\"text-align: start;\"><span style=\"color: #000000;\">While this coverage may seem appropriate at first, a motorcycle accident resulting in serious injury or property damage will exceed these limits. Any amount over your policy coverage limit becomes your financial responsibility. As a result, it is best to purchase additional liability insurance that better safeguards you from lawsuits and damages related to an accident.\u00a0<\/span><\/p>\n<p style=\"text-align: start;\"><span style=\"color: #000000;\">Additionally, South Dakota is an \u201cat fault\u201d insurance state which means that you are liable for any damages occurring from an accident that you are deemed to be at fault in. If you do not have insurance or it is insufficient, you could face a suspended license, jail time, and lawsuits. In addition to liability insurance, optional coverage includes collision, comprehensive, uninsured\/under-insured motorist, and bodily injury.\u00a0At Wilcoxon Insurance Inc. in Sioux Falls, SD, we will take the time to learn about your unique circumstances to recommend the best motorcycle insurance policy that meets those needs. Call us today or stop by our conveniently located office in Sioux Falls, SD\u00a0to learn more about our insurance offerings.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Under South Dakota penal code SDCL 32-35-113, an owner of a registered motorcycle must maintain financial responsibility via motorcycle insurance, a bond with a surety company, or a certificate of deposit for $50,000 on deposit with the South Dakota Treasurer\u2019s office. Additionally, South Dakota requires that any registered motor vehicle carry the following minimum insurance [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[4],"tags":[6,7],"class_list":["post-48","post","type-post","status-publish","format-standard","hentry","category-motorcycle-insurance","tag-sioux-falls-sd","tag-wilcoxon-insurance-inc"],"_links":{"self":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/48","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/comments?post=48"}],"version-history":[{"count":2,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/48\/revisions"}],"predecessor-version":[{"id":115,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/posts\/48\/revisions\/115"}],"wp:attachment":[{"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/media?parent=48"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/categories?post=48"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wilcoxoninsuranceagency.com\/blog\/wp-json\/wp\/v2\/tags?post=48"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}