Shopping for flood insurance is an important task in South Dakota. If you experience flooding in or around your home, you need to know that you’re protected. At Wilcoxon Insurance Inc., our independent agents in Sioux Falls, SD can work with you every step of the way.
One of the first questions you may have is to know if a flood policy is required. It will depend heavily on where your home lies on the FEMA flood zoning map. Homes in flood risk areas may be required to have a policy as required by the state. Depending on the history of floods in the area, it may also be required by your mortgage company.
Even if you’re not required to have this kind of coverage, it can still be beneficial. After all, it’s easier to file a claim with the insurance company to take care of flood damage than to cover the costs on your own.
If you’re a homeowner in Sioux Falls, SD, you want to know your home is protected. Water can be extremely damaging. It can ruin your flooring, walls, and personal belongings. Since you never know what can happen, a policy can help to protect against the worst-case scenarios.
A flood insurance policy can protect against various reasons for flooding:
Floods aren’t covered on your home insurance policy. As such, you need to add a secondary policy to cover your home. Without the coverage, you could end up spending tens of thousands of dollars on water restoration services. With the help of our independent agents, we can ensure you have a policy capable of protecting your home. Additionally, we will work to find affordable premiums so that you can afford the added coverage.
Call us at Wilcoxon Insurance, Inc. today to speak to one of our agents. We’ll answer questions and help you to find the comprehensive flood insurance that you need in South Dakota.
"Almost a year ago I started working with Scott and he saved me a little over $400 on the year to switch. Recently I bought a house and not only did Scott save me more money on auto but he also got me the best price on home owners as well. While shopping I was approached and quoted for other insurance and Scott took the time to get on the phone and walk me through the coverages being offered line by line. One of the competitors had a great coverage options and is a large recognized brand he beat the coverage and cost (by $400/yr) the other competitor was a less recognizable brand and was "offering me the best deal at the lowest cost" and upon reading through the options with Scott it was not as advertised ... and you guessed it Scott beat there cost too. Best service I've ever had and I can't recommend Scott enough."
"When I began to shop around for a new insurance company I had two requirements— affordability & top notch customer service. When I sat down and discussed coverage with Jack I knew I found exactly that. It started with all the welcoming faces in the office and ended with the numbers I was presented. Jack even gave me a call a few days after to follow up and make sure all my questions were answered and that I was satisfied with my coverage. If you’re looking for an insurance company that is going to treat you like a valued customer look no further."
"Will absolutely never go through anyone else for insurance. Myself and many people I know go here for insurance and I have yet to run into a negative experience! Highly recommend!"
"First time any insurance company has taken the time to sit down with us (30 years of getting insurance) and walk through our policies. We saved time, money and got great customer service. Very highly recommended!
"Great people to work with. They were able to get me better coverage for a fraction of the price I was currently at. Blake was great to work with and was very knowledgeable. I would recommend Wilcoxon Insurance for all your Insurance needs."
"Jack and his team are the best! They have taken care of me and my insurance for years and always go above and beyond. Great rates, and great people."
"Service Excellence at its finest! I recently had an issue with my vehicle and needing it towed and our insurance agent at Wilcoxon Insurance took care of the matter immediately! Taylor was a great resource and took good care of us!"
"Everyone is extremely knowledgeable, friendly and helpful. I felt like they really were interested in what the best options were for me! Highly recommended."
"Taylor did an outstanding job and saved us a lot of money! I have referred him many professionals and he has treated them with respect and was able to earn their business as well! I strongly recommend Taylor and Wilcoxn Insurance Agency."
"Always looking for the best ways to put clients in a better position with better protection at a reasonable price! Their customer service is extremely friendly and helpful, I won’t be switching my insurance anytime soon!"
"I’ve had a great experience working with Blake and the rest of the team at Wilcoxon insurance. They make the experience personal and do a great job of explaining everything in a way that’s easy to understand."
"Blake was able to get me a great deal on my insurance and is always quick to answer any questions that come up. Would definitely recommend to anyone looking for homeowners and car insurance."
"Easy to work with and great prices!"