Are you in the market for umbrella insurance? Maybe you don't exactly know what umbrella insurance is all about. If this is the case, it's beneficial to learn more from an established agency such as Wilcoxon Insurance, Inc. of the greater Sioux Falls, SD area.
It can be worthwhile to have an umbrella insurance policy if you have a business with a high-risk level of someone bringing a lawsuit against you. This also is an excellent idea to offer coverage if you are sued after someone becomes injured on your property or their belongings are stolen or damaged while they're on your property. Such a policy applies to roommates who move in after you establish the lease (and subsequently don't end up being put on the lease), family who are visiting your home, contractors who you have at your house to do repairs or some type of construction, as well as others.
Note that umbrella insurance doesn't cover you or your belongings.
Umbrella insurance is in place to cover amounts that go beyond your regular policy. This means that if you're sued for an amount that is higher than what you have in your homeowner's coverage, the rest will divert from your umbrella insurance. It's a great fail-safe that you hope you'll never need to use, but it is in your best interest to be prepared in this way.
When you want to set up your umbrella policy, look no further than Wilcoxon Insurance, Inc. Our South Dakota agents can sit down and discuss what the options are and come up with something that fits into your needs. You also can reach out by phone or request a quote online if you need insurance in the Sioux Falls, SD area.
"Almost a year ago I started working with Scott and he saved me a little over $400 on the year to switch. Recently I bought a house and not only did Scott save me more money on auto but he also got me the best price on home owners as well. While shopping I was approached and quoted for other insurance and Scott took the time to get on the phone and walk me through the coverages being offered line by line. One of the competitors had a great coverage options and is a large recognized brand he beat the coverage and cost (by $400/yr) the other competitor was a less recognizable brand and was "offering me the best deal at the lowest cost" and upon reading through the options with Scott it was not as advertised ... and you guessed it Scott beat there cost too. Best service I've ever had and I can't recommend Scott enough."
"When I began to shop around for a new insurance company I had two requirements— affordability & top notch customer service. When I sat down and discussed coverage with Jack I knew I found exactly that. It started with all the welcoming faces in the office and ended with the numbers I was presented. Jack even gave me a call a few days after to follow up and make sure all my questions were answered and that I was satisfied with my coverage. If you’re looking for an insurance company that is going to treat you like a valued customer look no further."
"Will absolutely never go through anyone else for insurance. Myself and many people I know go here for insurance and I have yet to run into a negative experience! Highly recommend!"
"First time any insurance company has taken the time to sit down with us (30 years of getting insurance) and walk through our policies. We saved time, money and got great customer service. Very highly recommended!
"Great people to work with. They were able to get me better coverage for a fraction of the price I was currently at. Blake was great to work with and was very knowledgeable. I would recommend Wilcoxon Insurance for all your Insurance needs."
"Jack and his team are the best! They have taken care of me and my insurance for years and always go above and beyond. Great rates, and great people."
"Service Excellence at its finest! I recently had an issue with my vehicle and needing it towed and our insurance agent at Wilcoxon Insurance took care of the matter immediately! Taylor was a great resource and took good care of us!"
"Everyone is extremely knowledgeable, friendly and helpful. I felt like they really were interested in what the best options were for me! Highly recommended."
"Taylor did an outstanding job and saved us a lot of money! I have referred him many professionals and he has treated them with respect and was able to earn their business as well! I strongly recommend Taylor and Wilcoxn Insurance Agency."
"Always looking for the best ways to put clients in a better position with better protection at a reasonable price! Their customer service is extremely friendly and helpful, I won’t be switching my insurance anytime soon!"
"I’ve had a great experience working with Blake and the rest of the team at Wilcoxon insurance. They make the experience personal and do a great job of explaining everything in a way that’s easy to understand."
"Blake was able to get me a great deal on my insurance and is always quick to answer any questions that come up. Would definitely recommend to anyone looking for homeowners and car insurance."
"Easy to work with and great prices!"