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Wilcoxon Insurance, Inc.

4804 S. Minnesota Ave., Ste 103
Sioux Falls, SD 57108

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South Dakota Autoowners with auto insurance coverage

Auto Insurance in South Dakota

Driving on the roads of South Dakota can be dangerous at times. If something happens, you want to know that you’re covered. With the help of agents at Wilcoxon Insurance, Inc. in Sioux Falls, SD, we’re able to get you the kind of auto insurance that you can depend on.

Is auto insurance required?

In the state of South Dakota, you’re required to maintain auto insurance on any vehicle that is registered. The state dictates the minimum level of coverage you need to have. This includes liability insurance for both property damage and bodily injury.

Beyond what the state requires, you may also be required to have more coverage. If you’re buying or leasing a vehicle, the lienholder may have a few requirements. It’s worth asking the bank that holds your title so that you can factor their needs into your quotes.

Although insurance is required, it’s good to have. You never know what could happen on the roads. With a bit of coverage, you can get your car repaired and be on your way without spending a fortune.

Types of Auto Policy Coverage Options

A lot can happen on and off the roads of South Dakota. You want to know you’re covered against it all. Although the state requires you to have liability coverage, you can explore a few more options, too.

Our agents can talk to you about:

  • Comprehensive
  • Collision
  • Uninsured motorist
  • Roadside assistance
  • Rental coverage

We’ll make recommendations based on the various risks that you deal with. Additionally, we can suggest coverage limits so that you’re better protected. Whether you get into an accident with another vehicle, hit a mailbox, or even experience a bit of hail damage, you can file a claim with the insurance company.

Explore auto insurance policies in Sioux Falls, SD today. Our agents will get you quotes, answer your questions, and provide guidance. Call us at Wilcoxon Insurance, Inc. now to start a conversation.

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