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Wilcoxon Insurance, Inc.

4804 S. Minnesota Ave., Ste 103
Sioux Falls, SD 57108

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South Dakota Homeowners with home insurance coverage

Home Insurance in South Dakota

Living in Sioux Falls, SD can bring a significant amount of joy. With four seasons that range from sun to rain to snow, you need to protect your home. At Wilcoxon Insurance, Inc., we’ll show you how home insurance can protect your asset and still be affordable.

Is home insurance required?

Before you look at whether home insurance is required, decide what could happen if you don’t have insurance. You could be at risk of having to pay for damages on your own. You know the cost of your home – is that something you could afford?

Although the state of South Dakota does not require you to maintain home insurance, mortgage companies do require it. This means that if you are still making payments on your home, you will need to maintain coverage. It’s a good thing to have, too, and our agents can show you how to get the kind of coverage you can count on.

How Home Insurance Protects

All sorts of things can happen in and around your home. With the right home insurance policy, you can be better protected. This way, in the event of an accident, you file a claim with the insurance company. It’s significantly cheaper to pay a deductible than it is to replace your entire home.

You can be covered against such things as:

  • Fires
  • Break-ins
  • Storms
  • People getting hurt inside your home
  • Family members damaging someone else’s property

There’s no way to guess what can happen when you’re living in Sioux Falls, SD. With a strong policy, you can be protected against the different “what if” scenarios. Our independent agents can customize a policy to fit your needs. This includes covering everything inside of your home, even if it means art, collector’s items, high-end jewelry, or an appliance.

Talk to one of our agents about home insurance in South Dakota today. Call us at Wilcoxon Insurance, Inc. to ask questions and start getting premium quotes.

Servicing States

  • South Dakota
  • Nebraska
  • Iowa
  • Minnesota
  • Arizona
  • North Dakota
  • Utah
  • Wisconsin
  • Colorado