Sioux Falls, SD is a beautiful place to live. If you own a home here or are currently purchasing one, having a homeowner’s policy is a smart idea. In fact, it’s mandatory to have a policy if you mortgage your home. This is how the bank protects their investment. Even if you own your home outright, it’s still a good idea to secure a homeowner’s policy. You never know when something might happen, such as a fire, theft, or a liability accident. Are you ready to get started? Then read on to learn how to easily and affordably secure a homeowner’s insurance policy.
1. Compare Quotes
You’ll want to compare several quotes before choosing the right one. This is a good time to ask questions, take notes, and compare coverage vs. cost. A reputable agent from Wilcoxon Insurance Inc. can help you with this task. We recommend comparing three to five quotes to really understand the differences in coverage and cost. Remember that flood insurance is not included in a standard homeowner’s policy, so you may want to ask your insurance agent about this.
2. Bundle Policies
One way to save on your premiums is to bundle your homeowner’s policy with your other insurance policies. Consider bundling your auto, life, and any other policies you have. Then take that savings and add umbrella insurance to be protected to the maximum.
3. Work with a Reputable Agent
The reputable agents at Wilcoxon Insurance Inc. are standing by to answer all your questions about homeowner’s insurance. They will help you compare quotes and bundle your policies. To learn more, contact one of our friendly agents serving Sioux Falls, SD today.