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Wilcoxon Insurance, Inc.

4804 S. Minnesota Ave., Ste 103
Sioux Falls, SD 57108

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What You Need to Know About Insuring a Classic Motorcycle

Your classic motorcycle deserves motorcycle insurance coverage in Sioux Falls, SD, which takes its unique status into account. At Wilcoxon Insurance Inc., we want you to understand what you need to know about insuring your classic motorcycle, so you can make the right decision when deciding the coverage options you want or need.

What Makes Your Classic Motorcycle Different?

Classics can appreciate over time, and the value of a classic motorcycle can have a lot to do with sentimentality, collectibility, rarity, age, and other nontraditional market factors. Nevertheless, those classics still need protection from the risks all motorcycles need financial protection from. But they also need protection for the singular considerations that come with classic vehicles of any type.

How to Determine the Value of a Classic Motorcycle

Because there’s a market for classic motorcycles, there are also plenty of resources that give valuations to them. A quick search online can help you find numerous reputable sites that offer guidance on valuation. Yes, you’ll have to do the research, but many of the trusted names will stand out from the crowd, such as KBB and NADA.

What Types of Coverage Does a Classic Motorcycle Require

The coverage options you choose will have everything to do with how you make use of your classic motorcycle:

  • Are you actively riding it?
  • Do you bring it to shows or put it on display?
  • Do you only move the bike by conveyance and rarely or never drive it?

All these or other factors will come into play depending on how you utilize your classic bike. But, as you can see, none of these things have anything to do with typical policies. You’ll want and need something tailored to your unique situation when it comes to your classic motorcycle.

Consult With Us

If you own a classic motorcycle in Sioux Falls, SD or the surrounding area, contact Wilcoxon Insurance Inc. today to learn more about insuring your classic against the unique perils that come with classic motorcycle ownership.

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