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Wilcoxon Insurance, Inc.

4804 S. Minnesota Ave., Ste 103
Sioux Falls, SD 57108

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My landlord already has insurance. Why do I need renters insurance?

Renters insurance from Wilcoxon Insurance, Inc. is an important investment for tenants here in the Sioux Falls, SD area, even if your landlord already has insurance.

Benefits of Renters Insurance

If there is damage to your rental property due to fire, plumbing issues, theft, or natural disasters, your landlord’s insurance will likely cover the building itself and not any of the personal items you own.

That’s why renters insurance helps protect you from loss or damage to your belongings in those types of scenarios. Additionally, it can help cover additional living expenses if you are forced to temporarily move out while repairs are being made. It can also provide liability coverage in case someone gets injured on the premises of your rental property.

Given all these potential benefits, renters insurance may be well worth considering when renting a home or apartment from a landlord who has their own policy. Investing in this type of policy could save you time and money down the road should disaster strike and give you peace of mind knowing that you have financial protection in place.

Keep in mind that your landlord’s policy won’t provide coverage for any of your personal belongings, so if you have valuable items like jewelry or electronics, it’s important to review the details of a renters insurance policy. Some companies may even offer specific coverage options designed specifically for renters.

Reach Out To Us

For more information, or if you want to explore a renter’s policy, give us at Wilcoxon Insurance, Inc. a call today. We are proud to serve the Sioux Falls, SD area and would be happy to help you find a policy that meets both your needs and your budget.

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