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Wilcoxon Insurance, Inc.

4804 S. Minnesota Ave., Ste 103
Sioux Falls, SD 57108

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Featured Insurance Blog

My landlord already has insurance. Why should I get renters insurance?

Renters insurance is an important part of any tenant’s housing experience. Even if your landlord already has insurance, you may still benefit from having your own renters insurance policy from us at Wilcoxon Insurance Inc. We have been serving the Sioux Falls, SD area for many years and are well-versed in the needs of renters in this area.

Why Renters Insurance?

While your landlord’s insurance covers the structure of the building, it does not cover any of your personal property that could be damaged or stolen in the event of a fire, theft, or other disasters. Renters insurance is an affordable way to protect yourself and your belongings from financial loss due to these risks.

In addition, it can also provide liability protection in case someone gets hurt at your rental property and seeks compensation for medical bills or other damages. Chances are that your landlord’s insurance will not cover these types of expenses. Their policies are likely to cover the things that they own, like the land and buildings, not your personal possessions. 

To ensure that you have maximum protection, consider getting a renters insurance policy for yourself even if your landlord already has coverage. By taking the proactive step to protect yourself, you can rest assured that your personal property and finances are safe. 

Reach Out To Us

For more information on how renters insurance works and what it covers, be sure to speak with an experienced insurance agent at Wilcoxon Insurance Inc. We proudly serve the Sioux Falls, SD area and can help you find the right policy for your needs so that you have comprehensive coverage in case of any unexpected events.

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