At Wilcoxon Insurance Inc., we offer motorcycle insurance coverage for residents of Sioux Falls, SD, as well as other types of insurance coverage.
Types of Motorcycle Insurance
Liability Motorcycle Coverage
Just like cars, motorcycles should have liability coverage. This includes bodily injury liability, which covers injuries to the other parties in an accident that is your fault.
It also includes property damage liability, which covers damage to the other driver’s property if you are at fault.
Under/Uninsured Motorist coverage is also included. If the other party is at fault and doesn’t have insurance coverage, this coverage pays your medical expenses and damage to your bike.
Comprehensive and Collision Coverage
If you have a lien on your bike, comprehensive and collision coverage is required. Even if it’s not required, this insurance can be a smart investment.
Comprehensive coverage covers damage to your bike when it’s not on the road. This includes vandalism and theft. Collision coverage will cover the damage to your bike if an accident is your fault.
Medical Payments Coverage
Medical payments coverage will cover the medical bills of you and your passenger, no matter who is at fault in the accident.
Other Types of Coverage
One optional type of coverage is total loss coverage. This typically applies to bikes 2 years old or less. If your bike is totaled, the policy will cover the retail price of a new bike of the same model.
Roadside Assistance and Trip Interruption
Nothing ruins a trip like problems with your bike. This coverage will provide roadside assistance if your bike breaks down. Trip interruption can provide you with money to cover expenses including food and shelter if your bike malfunctions while you are away from home.
Motorcycle Insurance at Wilcoxon Insurance Inc.
If you need motorcycle insurance in Sioux Falls, SD, contact us at Wilcoxon Insurance Inc. Our agents are here to help you choose the right coverage and meet all your insurance needs.